Bank Credit Cards

Bank Credit Cards

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Credit Card On Line : credit cards uk ... also enables users to set up an automatic monthly bill paying system that gives cash back on telephone ... option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to

Credit Card Quotes : pre pay credit cards ... allow you up to 59 days to pay for purchases before being charged interest on them, thus giving you some ... important factor for many people is credit card interest rates

Low Interest Credit Cards : credit card companys ... greatly reduce any benefits you would have gained during the initial period ... out this way is hugely expensive, with you being charged high interest rates from the day you withdraw