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Bank of Scotland personal loan
The Bank of Scotland is part of the HBOS group, which was formed in September 2001 via the merger of Halifax and Bank of Scotland. The HBOS group has around 22 million customers. HBOS has assets of over £540 billion and it is the largest mortgage and savings provider in the UK.
HBOS is also a major player in providing credit cards and new current accounts in the UK.
The Bank of Scotland offers several loans for its personal customers (a Personal Loan between £7,000 and £25,000 with a repayment term between 2 and 7 years and a Smaller Loan for borrowing between £1,000 and £6,999 over 1 to 5 years). Plus, it offers a Home Owner Loan via the Halifax.
Other products and services available via Bank of Scotland are insurance; credit cards; bank accounts; savings and investments.
The Bank of Scotland Personal Loans offer the ability to apply online and get a quick decision. Non-mortgage loans are at a fixed rate of interest so you always know exactly how much your monthly repayments will be.
For both their Personal Loan and Smaller Loan offer no monthly loan repayments for the first 3 months of the loan (though interest is charged from the start of the loan.
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