Unsecured Guarantor

Sainsbury’s Bank Fixed Personal Loan

Sainsbury’s used to be the place where you got your groceries and did your monthly or weekly shop. However, in recent years and like a lot of its competitors, Sainsbury’s now offer a range of personal finance products and services. These products are available in-store or online.

Sainsbury\'s roots are in London, when it was established in 1869 by John James Sainsbury and his wife Mary Ann. They opened a shop in Drury Lane in Holborn. To date, the Sainsbury’s Head office still remains in Holborn.

In 1997, Sainsbury’s Bank was launched. The Bank of Scotland have a 45% stake in Sainsbury\'s Bank with the other 55% being owned by J Sainsbury plc.

The personal finance products provided by Sainsbury’s Bank include the Sainsbury’s credit cards (standard, platinum and advantage cards), savings accounts, insurance products (pet, car, travel, home and life), travel money and personal loans.

Provided in conjunction with the Bank of Scotland, the Sainsbury’s Bank Fixed Personal Loan provides the following features:

loans from £1,000 to £25,000
you can get an instant personal loan decision
the option to make no repayments for the first three months of your loan
applications online, on the ‘phone or pick up an application form in-store

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